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Typical Uber/Lyft Insurance Policy


  • Once the driver is assigned to or accepts a passenger:
    • Up to $1 million for total liability coverage
    • Up to $1 million for crashes caused by uninsured and/or underinsured motorists
    • Property damage for the repair cost of the vehicle or actual cash value, with a $1,000 deductible ($2,500 for Lyft)
  • Once the driver is “on duty” but before any passenger is assigned:
    • Up to $50,000 for bodily injuries, per person, and $100,000 for bodily injuries per accident
    • Up to $25,000 for property damage






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