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Why do I have to report to my insurance if I’m not at fault?


Most people try to avoid reporting minor accidents to their insurance companies for either two reasons:

  • Assumptions that their insurance rates will increase.
  • Assumptions that things can just be “worked out” between the parties involved without involving the insurance companies.

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In California, insurance companies require policyholders to report any accident that they are involved in. No matter if it’s minor or a major accident, failing to do so may result in significant complications or penalties down the road







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